The Langston Agency

Flood Insurance FAQs

Private flood insurance is quickly becoming a more affordable option, even with increases in coverage. Now that is a win-win.

Is it covered by homeowners?

Flood damage is not typically covered by a standard homeowners insurance policy.

Do you qualify?

If you live in a community that participates in the National Flood Insurance Program (NFIP), you likely qualify for National Flood Insurance.

Do you need to have it?

Flood insurance is required by law for high-risk flood areas to receive a mortgage from a federally regulated or insured lender.