Personal umbrella insurance, or personal umbrella insurance coverage, protects you and your family when you've exceeded the liability limits on your auto insurance or homeowners' insurance policy.
Your assets, home equity, retirement savings, and more could be at risk from personal injury and property damage claims if you don't have the right level of coverage. When you get an umbrella insurance policy, you can choose up to $5 million in added liability protection which will safeguard the lifestyle you've worked hard for.
An umbrella insurance policy extends well beyond your home and auto insurance if you're found liable for more than your other insurance policies can cover. Umbrella insurance
coverage may include the following:
For claims of libel, slander, defamation of character, and more.
For incidents that happen abroad.
Protection for accidents involving boats, jet skis, scooters, and other rentals.
For legal fees and court costs.
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